The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. U.S. Personal Savings Rate What can be learned from the savings rate?