Our unique wealth management services and tax-focused strategies protect your hard-earned money and quality of life both now and in your later years.
Know your financial house is well-organized and feel prepared to make wise decisions.
Pay the absolute legal minimum in taxes both now and when it matters most down the road.
Ensure you have enough income to maintain your lifestyle in retirement and provide for your loved ones.
Most people are climbing towards retirement without a clear plan for protecting their hard-earned money and minimizing their tax burden once they reach the summit.
They have multiple advisors showing them different paths through risky terrain, leaving them vulnerable to severe consequences and an unnecessary tax burden that can easily eliminate 30-40% of their nest egg.
Think of us as your personal guide who coordinates your climbing journey, shows you the safest path forward, and guides you personally past dangers and threats.
A family legacy firm since 1965, Spivak Financial Group has guided clients through the ever-changing landscape of market conditions and tax law changes.
We are a true fiduciary firm, free of any ties or obligations to larger companies, which sets us free to always put your interests first.
At SFG, you feel truly seen and heard by your advisor. We get to know you and your family while you become part of ours!
Mr. Spivak is a Financial Planner with 35+ years of wisdom, knowledge and experience in the financial services industry.
With 20+ years of experience as a financial planning professional, Mr. Woodfield has the expertise to customize solutions to help meet his clients’ financial goals.
Spivak Financial Group is a second-generation, independently-owned wealth management firm filled with dedicated professionals who care deeply about your financial success.
Our boutique wealth management firm ensures you always have unique, time-tested strategies in place for accumulating, distributing & transferring your wealth.
Most people are climbing towards retirement without a clear plan. We unify all your investments and tax strategies into one thoughtful, personalized plan so you can find peace of mind and enjoy retirement to the fullest. Getting started is easy:
Asset Location Planning (ALP) is a strategy to determine the most tax-efficient placement for your assets. A balanced mix of investments with different tax treatments can reduce taxes during the three critical phases of your financial life: accumulation, distribution, and transfer.
Unlock your IRA or old 401k before age 59 ½ for any reason without penalties. IRS Rule 72(t) SEPP is the tax provision that allows individuals to access their qualified retirement funds penalty-free prior to the age of 59 ½. No cost and no fees when done right. We can help!
Attention Families: Learn a proven, 7-step program for managing your finances, eliminating debt, and preparing for retirement. Families and business owners create a personalized financing program to capture some of the interest normally paid to financial institutions and utilizes this for your benefit.
Asset Location is investing in different tax locations to reduce your tax liability risk. Proper Asset Location Planning refers to the way your asset will be taxed upon distribution. Download this short PDF and see how you ensure that all (3) tax buckets are properly utilized to pay the absolute legal minimum in taxes due.
We are a boutique wealth management firm focused on helping affluent individuals to incorporate tax planning strategies while they accumulate, distribute, and transfer their wealth.
Stuart J. Spivak, Mark T. Woodfield, Michael Hollar, Branden Barrom, and Michael Mullen are licensed to sell insurance. Securities and advisory services are offered through Centaurus Financial, Inc., Member FINRA and SIPC, a Registered Investment Advisor. Supervisory Branch: 2300 East Katella Avenue, Suite 200, Anaheim, CA 92806 Phone: (714) 456-1790. The Spivak Financial Group and Centaurus Financial, Inc. are not affiliated. Neither The Spivak Financial Group or Centaurus Financial, Inc. offer tax or legal advice. This message is intended for residents of the United States of America in certain States only. Please check with us to ensure we are registered in your state. We are proud to be a Broker’s Check registered financial advisor firm. FINRA’s BrokerCheck. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by Spivak Financial Group to provide information on a topic that may be of interest. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. We take protecting your data and privacy very seriously. We do not sell or share your personal information.
